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We offer hard money and private money loans for residential rehabs and property refinancing:

iDeal Capital Solutions, specializes in hard money non-institutional loans. These real estate investment loans are:

Available up to 75% Loan-to-Value (LTV)

6 months to five year terms are offered with interest rates 0.83%-1.16%/mo.

These private, non-institutional loans are designed for busy real estate investors and provide quick funding for investors.

How Hard Money Loans Work:

Hard money loans, sometimes referred to as bridge loans, are short-term lending instruments which real estate investors can use to finance an investment project. These loan tools are often used for house flippers or real estate developers whose objective is to renovate or develop a property, then sell it for a profit. Hard money loans are issued by private lenders rather than traditional financial institutions such as banks.

Unlike traditional bank loans, the ability to obtain hard money financing isn’t determined by the borrower’s credit worthiness. Instead, hard money lenders use the value of the property itself in determining whether to make the loan. Specifically, we focus on the “after repair value,” or ARV, which is an estimate of what the property will be worth once the renovations or development phase is complete.

Hard money loans are convenient and generally come with a higher interest rate and loan origination fees than a traditional lending institution. The purpose of hard money lending loans is to allow a real estate investor to get an investment property to market as quickly as possible. As a result, these loans feature shorter repayment terms.

Hard Money Loan Program

Residential Rehab Loans

Single-family residences



Refinancing Loans

Refinancing loans are based on the value of the property